About Us
We are an independent team of insurance professionals dedicated to providing objective, comprehensive information about insurance in the United States. Our goal is to help consumers make informed decisions by offering neutral analysis and educational content without commercial bias or promotional influence.
We believe that understanding insurance should be accessible to everyone. Through detailed research and clear explanations, we bridge the gap between complex insurance concepts and practical consumer needs.
Sarah Mitchell
Life Insurance Analyst & Actuarial Researcher
Sarah brings 12 years of actuarial expertise to our team, specializing in life insurance analysis and market research. With her Society of Actuaries certification and Master’s degree in Actuarial Science, she translates complex insurance data into accessible insights for consumers.
Her independent research focuses on product comparison, pricing trends, and regulatory impacts, helping families understand their life insurance options without sales pressure. Sarah’s expertise directly contributes to our comprehensive life insurance analysis.
Areas of Expertise:
- Actuarial Analysis & Risk Modeling
- Life Insurance Product Comparison
- Consumer Education & Policy Analysis
- Market Research & Trend Analysis
David Rodriguez
Insurance Regulation & Policy Analyst
David combines 8 years of regulatory experience with independent research expertise. Having worked within the Texas Department of Insurance regulatory system, he brings unique insights into how insurance policies impact consumers from both regulatory and practical perspectives.
His focus on property and casualty insurance helps consumers navigate the complex regulatory landscape. David’s insights enhance our car insurance guides and home insurance analysis to provide consumers with regulatory context.
Areas of Expertise:
- Insurance Regulation & Compliance
- Property & Casualty Insurance
- Consumer Protection Policy
- Rate Analysis & Market Supervision
Dr. Jennifer Chen
Health Policy Researcher & Insurance Systems Analyst
Dr. Chen brings 15 years of academic and research experience in health policy analysis. With her Ph.D. in Health Policy, she provides objective analysis of health insurance systems, policy effectiveness, and coverage accessibility without commercial or political bias.
Her research contributes to evidence-based discussions about healthcare policy, examining how different insurance approaches affect both individual and population health outcomes. Dr. Chen’s analysis informs our health insurance coverage comparisons and policy evaluation guides.
Areas of Expertise:
- Health Policy Analysis & Research
- Comparative Insurance Systems
- Economic Evaluation & Health Economics
- Coverage Accessibility & Public Health Impact
Our Commitment to You
We are committed to maintaining the highest standards of objectivity and accuracy in all our content. Our approach is built on core principles that guide everything we do.
Independence
We operate independently from insurance companies and maintain complete editorial freedom in our comprehensive analysis and reporting.
Transparency
We clearly present our detailed research methodology and sources, ensuring our readers can verify and understand our analysis.
Objectivity
Our content is based on factual analysis and independent research, free from promotional influence or commercial bias.
Education
We focus on educating consumers through our detailed insurance guides, helping them understand complex concepts and make informed decisions.